Down Payment Assistance
It’s surprising but true: nearly 80% of first-time buyers qualify for some down payment assistance, but only a fraction use it. That’s a missed opportunity, especially with how competitive the East Bay market is.
Stretch Your Down Payment Dollars
There are numerous programs to help first-time buyers, from loans requiring as little as 3% down to 0% down for Veterans. Grants and down payment assistance are also available to help ease the upfront costs. These programs could help you land your East Bay home sooner than you think!
Don’t Let Big Headlines Fool You
You may have seen reports about the rise in average down payments, but remember, those numbers don’t apply to everyone. Current homeowners leveraging equity are driving those figures up. As a first-time buyer, you still have opportunities to manage your down payment.
Take Action Today
The key to success? Speak with a trusted lender. The right lender can guide you through the process and ensure you’re taking advantage of all the assistance available. I can recommend lenders specializing in first-time homebuyers and down payment assistance.
It’s time to make your East Bay homeownership dreams come true!
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